Carolina (Callie) Michaels is tired of being a good girl. She has deep, erotic fantasies she's just dying to live, but none of the men she dates seem to want to share them. She decides to give herself the birthday present of a night to remember, but when her intended date decides she's too adventurous for him, Callie's attention turns to dark, sexy Sam Winthrop, her next door neighbor who's had his own erotic dreams--about her. She invites him to celebrate her birthday with her, and when he gets to her place and discovers what kind of celebration she has in mind, Sam's convinced that tonight his fantasies as well as Callie's will come true.